Sekoci Amana
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★ The Insurer’s Play
analytical interpretationWhy this product exists
To capture whole-household budgets rather than single lives and serve the Syariah (and pilgrimage-protection) segment.
What the insurer wants the agent to do
Steer the agent to bundle several family members onto one policy and frame the Akad / Tabarru’ structure for Syariah-minded buyers.
Inferred from: family-package structureSyariah / pilgrimage structure
Our read of the insurer’s design intent — not their stated words. Use it to judge fit, not as a fact about the policy.
Who this fits — and who it doesn’t
Fit guidance becomes available once this product has a Strategic Brief.
Key facts
Coverage
- Sum assured: (2) Manfaat meninggal dunia akibat kecelakaan berdasarkan perhitungan maksimal 5x nilai Santunan Asuransi akibat sakit / alami Rp 18,000,000 (akumulasi nilai Santunan Asuransi untuk seluruh Polis akti
- Policy term: Syarat & Ketentuan Usia Masuk Peserta 6 – 60 tahun (ulang tahun terdekat). Underwriting Jaminan pengajuan Polis diterima (guaranteed acceptance). Usia Pemegang Polis 18 tahun – tidak ada maksimum usia
- Pricing: not disclosed on page
Target Customer
Not explicitly stated on page.
Key Features
- Usia masuk sebagai Peserta:Pria, 35 tahun.
- Lamanya Masa Kepesertaan yang dipilih:12 bulan.
- Jumlah dana musibah (Santunan Asuransi jiwa) akibat sakit / alami yang dipilih:Rp 15,000,000.
- Menambahkan manfaat dana pengobatan maksimal Rp 300,000(santunan tunai rawat jalan darurat di rumah sakit akibat kecelakaan) di Polis.
Expert · technical detail
How Other products differ
Still building · 50% coverageNo product wins every dimension — these are trade-offs, not a scoreboard. Where the dataset can’t yet support hard medians, we show the observed range and the analyst’s read.
Category benchmarks for Other are still being built.
Expert · full Strategic Brief
No Strategic Brief yet for this product — analysis pending.
Switch to Expert (top-right) for the full 10-section brief, benchmarks, compliance flags, and source documents.